The development of the department and Bikram Shrestha’s crucial role in determining its course are shown in his tenure with Sanima Bank. In Nepal’s competitive banking industry, his leadership has been crucial in advancing the bank’s retail deposit strategy, increasing profitability, and cultivating an attitude of customer service.
Head of Deposit Management Retail, Sanima Bank Limited
May 2024 to the Present | Bāgmatī, Nepal, Kathmandu
Since joining Sanima Bank in May 2024 as Head of Deposit Management Retail, Bikram has been important in growing the bank’s retail deposit base. Working with divisions including priority banking, digital banking, and the Management Committee, as well as external stakeholders, his strategic vision centers on sustainable growth. In order to meet goals, Bikram leads efforts to launch cutting-edge deposit products, utilizing relationship management and smart marketing. CASA (Current Account and Savings Account) deposits increased to approximately 37% by mid-January 2025 from approximately 33% the year before, indicating the department’s increased focus on retail involvement. His efforts have also helped to enhance the deposit composition.
Bikram uses his skills in analytics, compliance, and establishing to guarantee operational excellence and risk management while keeping an eye on deposit movements, setting goals, and cultivating a high-performance culture. His direction keeps enhancing the department’s contribution to the overall profitability of the bank.
Head of Digital Banking (May 2014 – Nov 2024)
In charge of Digital Banking: Establishing the Foundation (May 2014–November 2024)
Bikram was Head of Digital Banking at Sanima Bank for more than ten years, from May 2014 to November 2024, before to taking the helm of Deposit Management Retail. He was in charge of the bank’s e-banking payment systems during this time, which included ATMs, internet banking, mobile banking, and debit/credit cards. His contributions to the integration of digital solutions—such as branchless banking and mobile platforms that facilitated easier access to savings—were essential in fostering the rise of retail deposits. In addition to ensuring smooth operations through his alliances with major international companies like VISA and Mastercard, Bikram’s appointment as Information Security Officer in May 2015 enhanced the bank’s digital infrastructure, which in turn increased deposit inflows and retail trust.